"Due to an illness, I was forced to take an early retirement and Social Security alone just wasn't going to cut it.  I was also very concerned about how to make the biggest bang for my buck with my retirement fund while also being very conservative since security is huge with me. Brad Lee's strategy of having some dividend paying stocks as the base and following his option picks with his rowboat strategy is giving me that extra cash I need monthly without dipping into my retirement fund and "killing the golden goose."  So, thanks to him, I don't have to count my cornflakes for breakfast and I have the extra money that I need to enjoy my retirement."